I insured my boat just in case it fell off my car or it was stolen. I insured it for $3,000 because if I loose it I want to be able to buy one already done, $2,000 wouldn't cover it. I am paying $35 a year with no deductible. I am going through Allstate. The funny part was when I tried to get the insurance my agent wanted the vin #, he just couldn't get that I built the thing myself and I felt it was worth $3,000. My insurance company did insure it up to $1,000 with a $500 deductible, but it only covers theft, not stupidity, but now they do.

> I know past discussions have minimized the theft issue. I do wonder if
> other people have concerned themselves with insuring their boats against
> theft or other incident. I know after 800 dollars give or take and too
> many hours of work to think about I would be a little upset if my newly
> built craft disappeared from the roof of my car or yard. Homeowners covers
> up to $500 on boats, generally. If theses crafts are up around 2 Gs does
> anyone believe it is prudent to do so. The quote I got was 43 dollars for
> the year with a 250 deductible. Just curious. Take Tony