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Re: Insurance Question!
By:Dean Trexel
Date: 4/30/2001, 12:49 pm
In Response To: Insurance Question! (Doug)

I took my car with kayak on top down to my State Farm agent, with whom I have my auto and renter's insurance. He took a Polaroid snapshot, asked how much it was worth, and we sat down to arrange for $4000-worth of insurance. He didn't really know how to classify my kayak in his computer system - the only unpowered boat he had rate charts on was a sailboat - so we went with that designation and added $40/year to my renters insurance. It seemed a little high, but give that I pay something like $150 a year for $20,000 coverage for renter's insurance, it was comparable. (The kayak insurance is 1% of the value, the renters insurance is 0.75%) For me it's worth it since my kayak isn't very securely stored in the rafters of my carport, and I've made a few white-knuckle trips across the 5-mile-long Mackinac Bridge in high winds, so I think it's worth insuring it for a few years. When the kayak is old enough/banged up enough, I'll drop the insurance.

Dean

Messages In This Thread

Stupid Mistake
Bill Sivori -- 4/30/2001, 8:40 am
ID Idea
Doug -- 5/3/2001, 1:05 pm
Very Very Sorry-- I may consider booby traps again
John Monfoe -- 5/2/2001, 7:05 am
Horrible news
Jay Babina -- 5/1/2001, 10:43 am
Sorry !
Tom-Atlanta -- 5/1/2001, 2:34 am
Thanks for the experience
Spidey -- 5/1/2001, 12:44 am
Re: Thanks for the experience
Dale Frolander -- 5/1/2001, 6:01 am
Re: similar
Don Beale -- 5/1/2001, 11:24 am
Re: similar
Dale Frolander -- 5/1/2001, 3:58 pm
Re: Thanks for the experience
Tom-Atlanta -- 5/1/2001, 2:18 am
we all feel you loss
mike allen ---> -- 4/30/2001, 7:03 pm
Re: Stupid Mistake
Erez -- 4/30/2001, 6:05 pm
Re: Boat loss/Hull ID
Jim -- 4/30/2001, 5:09 pm
Re: Boat loss/Hull ID
Shawn Baker -- 4/30/2001, 7:06 pm
Re: Boat loss/Hull ID
Ross Sieber -- 4/30/2001, 6:25 pm
Re: Call all paddle shops
Shawn Baker -- 4/30/2001, 3:43 pm
Re: Call all paddle shops
Bill Sivori -- 4/30/2001, 5:11 pm
Re: Stupid Mistake
Steve -- 4/30/2001, 12:50 pm
Re: HIN
E-bif -- 4/30/2001, 12:35 pm
HINID
mike allen ---> -- 4/30/2001, 5:21 pm
I will never understand the drive to theft *NM*
Roger Nuffer -- 4/30/2001, 12:09 pm
Keel Haul the Bastard!
Rob Macks -- 4/30/2001, 11:24 am
Re: Keel Haul the Bastard!
Scott Fitzgerrell -- 4/30/2001, 6:45 pm
Re: Keel Haul the Bastard!
Lee Gardner -- 4/30/2001, 2:09 pm
Re: Stupid Mistake - NOT
edgar -- 4/30/2001, 10:54 am
Insurance Question!
Doug -- 4/30/2001, 9:50 am
Re: Insurance Question!
Geo. Cushing -- 5/1/2001, 6:03 pm
Re: Insurance Question!
Matt Thyer -- 4/30/2001, 6:22 pm
Re: Insurance Question!
Randy Knauff -- 4/30/2001, 1:27 pm
WE may disagree, but boats are not household items
Paul G. Jacobson -- 5/1/2001, 12:25 am
Re: WE may disagree, but boats are not household i
Don Beale -- 5/1/2001, 1:28 am
Re: Yes, Farmers stinks! Off topic.
Tony -- 5/2/2001, 12:46 pm
Re: Insurance Question!
Ken -- 4/30/2001, 5:34 pm
Re: Insurance Question!
Dean Trexel -- 4/30/2001, 12:49 pm
Re: Stupid Mistake
Julie Kanarr -- 4/30/2001, 9:44 am
Re: Identification
Don Beale -- 4/30/2001, 9:56 am
Trust does not equal stupidity
Dean Trexel -- 4/30/2001, 9:16 am
Re: Stupid Mistake
elliott -- 4/30/2001, 8:55 am