: I don’t pay any thing.

: I spoke with my State Farm Agent about three years ago. They told me that I
: have $5000 dollars coverage, with $500 deductible under my homeowners
: insurance, and because it is classified as recreation equipment, it is
: covered away from home. However, I have never had it appraised to guaranty
: the coverage amount to be paid to me if something would happen.

: Jason

I would like to believe your agent is right and mine is wrong. Mine told me, and my policy writing seems to support him, that boats are covered differently than recreation equipment and are only covered for $1000; and that is a total amount, not for each boat.

I'd check once more and try to get something in writing. Companies are not bound by what an agent says.

Randy