I did talk to my agent this morning. She informed me each boat is covered for $1000 with a $500 deductible per incident. Additional insurance for each boat would be between $48 and $58 per year with a $500 deductible depending on the value of the craft. At that kind of price I think my homeowners insurance is enough coverage.

Jason

: I would like to believe your agent is right and mine is wrong. Mine told me,
: and my policy writing seems to support him, that boats are covered
: differently than recreation equipment and are only covered for $1000; and
: that is a total amount, not for each boat.

: I'd check once more and try to get something in writing. Companies are not
: bound by what an agent says.

: Randy